Earn yield on loansbacked by Bitcoin.

Lend stablecoins through a regulated peer-to-peer marketplace secured by on-chain Bitcoin collateral.

Swiss-based
Swiss-basedCrypto Valley, Zug
VQF regulated
RegulatedVQF member (#101306)
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Why lend with us

Earn yield from loans backed by Bitcoin collateral you can verify on-chain.

Features
Bitcoin-secured
Loans backed by over collateralized Bitcoin collateral.
Lender protection
Code-enforced margin calls and liquidation.
Non-custodial
Collateral held in 2-of-3 multi-signature escrow.
No rehypothecation
Collateral is never reused or lent out.
On-chain transparency
Collateral and loan activity verifiable on-chain.
Flexible terms
You set rates, duration, LTV, and loan size.
Zero platform fees
You keep 100% of the interest earned.
Regulated
Member of VQF, a FINMA-recognized SRO.
BTCBacked
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Centralized players
No
No
No
No
No
No
No
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Lending fees

No platform fees. You keep 100% of the interest earned.

Zero platform fees

BTCBacked does not charge lenders any platform fees. You retain 100% of the interest earned on your loans.

How it works

A simple guide to lending with Bitcoin collateral.

1

Create or browse loan offers

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Step 1: Create or browse loan offers

Create or browse loan offers.

Post a lending offer with your preferred terms.

Or browse borrow requests already in the marketplace.

2

Match with a borrower

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3

Secure loan

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4

Monitor the loan

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5

Receive principal & interest

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Our partners

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Frequently
Asked Questions

How do I earn yield?

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How is my loan secured?

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What happens if Bitcoin's price drops?

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What if the borrower doesn't repay?

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Are there any fees?

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