
Deploy capital againstverified Bitcoin-backed credit
Lend stablecoins secured by on-chain Bitcoin collateral. No platform counterparty risk, no custody burden, no fees.
Swiss-basedCrypto Valley, Zug
Non-custodial2-of-3 multisig collateral
AML-supervisedVQF member (#101306)
Why lend with us
Earn yield from loans backed by Bitcoin collateral you can verify on-chain.
Features
Bitcoin-secured
Loans backed by excess Bitcoin collateral.
Loans backed by excess Bitcoin collateral.Lender protection
Code-enforced margin calls and liquidation.
Code-enforced margin calls and liquidation.Non-custodial
Collateral in a 2-of-3 multisig escrow, never reused.
Collateral in a 2-of-3 multisig escrow, never reused.Platform-independent
Collateral stays recoverable even if BTCBacked goes offline.
Collateral stays recoverable even if BTCBacked goes offline.Market-driven
You set rates, duration, LTV, and loan size.
You set rates, duration, LTV, and loan size.Zero platform fees
You keep 100% of the interest earned.
You keep 100% of the interest earned.On-chain transparency
Collateral and loan activity verifiable on-chain.
Collateral and loan activity verifiable on-chain.AML-supervised
Member of VQF, a FINMA-recognized SRO.
Member of VQF, a FINMA-recognized SRO.Centralized players
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Lending fees
No platform fees. You keep 100% of the interest earned.
Zero platform fees
BTCBacked does not charge lenders any platform fees. You retain 100% of the interest earned on your loans.
How it works
A simple guide to lending with Bitcoin collateral.
1
Create or browse loan offers
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Create or browse loan offers.
Post a lending offer with your preferred terms.
Or browse borrow requests already in the marketplace.
2
Match with a borrower
+3
Secure loan
+4
Monitor the loan
+5