Never sell your Bitcoin.Borrow against it.

Access liquidity against your Bitcoin safely and without transferring custody to a centralized intermediary.

Swiss-based
Swiss-basedCrypto Valley, Zug
VQF regulated
RegulatedVQF member (#101306)
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Why borrow with us

A borrowing model designed to eliminate custody risk.

Features
Peer-to-peer
Direct lending between borrowers and lenders.
Non-custodial
Collateral secured in multi-signature escrow.
No rehypothecation
Collateral is never reused or lent out.
On-chain visibility
Loan and collateral verifiable on-chain.
Decentralized model
No centralized custody or balance-sheet risk.
Transparent fees
All fees disclosed upfront.
Flexible terms
You set your own.
Regulated
Member of VQF, a FINMA-recognized SRO.
BTCBacked
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Centralized players
No
No
No
No
No
No
No
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Borrowing fees

Simple, transparent, Bitcoin-based.

1.5% platform fee

After you receive the full loan payout, a one-time 1.5% platform fee is deducted from your Bitcoin collateral.

5% Liquidation fee - if applicable

A 5% liquidation fee applies only in the event of default or failure to meet required margin levels (90% LTV threshold).

How it works

A simple guide to borrowing against Bitcoin collateral.

1

Create or browse loan offers

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Step 1: Create or browse loan offers

Create a borrowing request or browse loan offers.

Create a borrowing request with your preferred terms.

Alternatively, browse and accept an existing lender offer.

2

Match with a lender

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3

Secure loan

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4

Monitor & manage

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5

Repay & retrieve collateral

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Our partners

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Frequently
Asked Questions

How can I access liquidity without selling my Bitcoin?

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Why borrow instead of selling?

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How is my collateral secured?

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What is Loan-to-Value (LTV)?

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What happens if Bitcoin's price drops?

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What are the fees?

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