Bitcoin-backed:
Borrow and lend
with Bitcoin securely.

We don’t just claim non-custody. We coded it.

Unlock the power of Bitcoin

Access secure peer-to-peer Bitcoin-backed lending solutions.

Put your Bitcoin to work

Put your Bitcoin to work

Access liquidity without selling your Bitcoin—use it as collateral to borrow stablecoins.

Grow your wealth

Grow your wealth

Earn yield by lending stablecoins backed by Bitcoin collateral.

Stay in control

Stay in control

Maintain control with secure, non-custodial multi-signature wallets.

Our services

Bitcoin-backed loan solutions to grow and protect your wealth.

Borrowing

Borrow liquidity without selling your bitcoin.

Borrowing

Lending

Earn yield on loans secured by bitcoin collateral.

Lending

How it works

A simple guide to borrowing and lending with Bitcoin.

Create or browse offers

Create or browse offers

Easily create a loan offer or explore available listings to find the right Bitcoin-backed loan for you.

Match and secure collateral

Match and secure collateral

Once matched, secure your loan with Bitcoin collateral using non-custodial, multi-signature wallets.

Monitor and manage

Monitor and manage

Track your loan progress in real-time, including collateral status and repayments.

Repay and earn yield

Repay and earn yield

Borrowers repay their loans, while lenders earn competitive yields on their stablecoins.

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Why

BTCBacked logo

Your gateway to Bitcoin-powered financial freedom.

Trusted & regulated

Licensed by XYZ and registered in ABC, ensuring full compliance.

Trusted & regulated

Secure

Powered by non-custodial, multi-signature wallets, keeping you in control.

Secure

Transparent & verifiable

Designed with clear terms, no hidden fees, and fully on-chain processes.

Transparent & verifiable

Peer-to-Peer

Built for direct lending and borrowing, without any intermediaries.

Peer-to-Peer

Rehypothecation-free

Structured to ensure your BTC collateral is never re-loaned, leveraged, or reused in any way.

Rehypothecation-free

FAQs

What services does BTCBacked offer?

BTCBacked facilitates peer-to-peer Bitcoin-backed loans, allowing borrowers and lenders to connect directly and agree on loan terms. Borrowers can access liquidity without selling their Bitcoin by using it as collateral, while lenders provide stablecoin loans (USDT or USDC) secured by Bitcoin and earn interest.

How is Bitcoin secured on BTCBacked?

BTCBacked secures Bitcoin collateral using non-custodial, multi-signature wallets. For each loan, a 2-of-3 multi-signature wallet is created with three keys: one held by the borrower, one by the lender, and one by BTCBacked. At least two keys are required to move the funds, ensuring no single party has sole control.

What makes BTCBacked different from other platforms?

BTCBacked is fully licensed by XYZ and registered in ABC, the leading jurisdiction for blockchain and fintech companies. Unlike other platforms, BTCBacked is peer-to-peer and non-custodial, using a multi-signature system that ensures your Bitcoin remains in your control—with no middlemen, no counterparty risk, no hidden fees, and no rehypothecation of the Bitcoin collateral. With BTCBacked, you get a regulated, secure, and trust-driven Bitcoin-backed lending platform built for true financial independence.

Is my Bitcoin safe with BTCBacked?

Yes, BTCBacked uses a decentralized, non-custodial system where your Bitcoin is secured in multi-signature wallets. This ensures that neither BTCBacked nor any other party can access your Bitcoin without your consent. The platform prioritizes security and transparency at all times.

Who can use BTCBacked?

BTCBacked is available to anyone globally who owns Bitcoin or stablecoins and wants to participate in decentralized financial services. Bitcoin holders can access liquidity through borrowing, while lenders with stablecoins like USDT or USDC can earn competitive yields by funding Bitcoin-backed loans. Whether you're unlocking liquidity or growing your investments, BTCBacked is open to all who value privacy, control, and decentralization.

Unlock Bitcoin's potential

Empower your financial future with Bitcoin. Get started today!